Service Charges > Deposit

Present Bank Charges
(w.e.f. 01.01.2010)
 

 

Type of Service / Facility arrangement

Service Charges 

(A)

DEPOSITS : 


1.


MICR Cheque-Book issue charges

1) Current/Cash
       Credit/Overdraft A/c
Rs.2.00 per Cheque leaf at the time of issue of cheque book.
 2) Saving Bank Account

If more than one book containing 10 leaves is demanded at a time then Rs.2.00 per cheque leaf.

 3) Loss of Cheque Book

Don’t issue new cheque book without obtaining stop payment instructions.
Stop payment charges be recovered on receipt of
Stop payment instruction.


2.

Collection of Cheques / Bills
1) Upto Rs.1,000/-
2) Rs.1,001/- to Rs.5,000/-
3) Rs.5,001/- to Rs.10,000/-
4) Rs.10,001/- and above
Including collection of cheques /Bills  through  tie-up arrangement Banks 
1) Upto Rs.10,000/-                        Rs.50/-
2) Rs.10,001/- to Rs.1,00,000/-       Rs.100/-
3) Above Rs.1,00,000/-                   Rs.150/-

(the above charges will be all inclusive, no additional charges such as courier or postage charges)


3.


Collection of foreign currency cheques /Foreign currency remittance through other Bankers

Rs.35/= Handling charges plus Equal Commission charged by the collecting bank.

4.

RTGS
Outward Transaction Upto Rs.5 Lacs                      Rs.25/-
Above Rs.5 Lacs                    Rs.50/-
Inward Transaction NIL

5.

SPEED CLEARING

Rs.150/- per instrument of value Rs.1,00,000/- and above


6.


Cheque / National Clearing Return Charges
for want of Funds  (Inward Rtd)

 

1) Upto Rs.5,000/-                        Rs.100/-
2) Rs.5001/- to Rs.10,000/-           Rs.200/-
3) Rs.10,001/- to Rs.50,000/-        Rs. 500/-
4) Rs.50,001/- to .1,00,000/-         Rs.750/-
5) Above Rs.1,00,000/-                 RS.10/- per thousand
                                                  Maximum Rs.5,000/-


7.


ECS Debit Return

1) Upto Rs.5,000/-                        Rs.50/-
2) Rs.5001/- to Rs.10,000/-           Rs.100/-
3) Rs.10,001/- to Rs.50,000/-        Rs. 250/-
4) Rs.50,001/- to .1,00,000/-         Rs.500/-
5) Above Rs.1,00,000/-                 RS.5/- per thousand
                                                  Maximum Rs.5,000/-


8.

MICR Cheque Return Charges
(Outward Rtd.)

1) Local Cheques
Local Cheques / National Clearing Cheque       

1) Upto Rs.10,000/-                      Rs.50/-
2) Rs.10,001/- to Rs.50,000/-        Rs. 100/-
3) Rs.50,001/- to .1,00,000/-         Rs.200/-
4) Above Rs.1,00,000/-                 RS.2/- per thousand
                                                  Maximum Rs.2000/-


2) Outstation Cheques

Outstation Cheques Rs.100/- Per instrument       
(Plus actual Postage/ Courier charges)

Cheques Collected  through tie up Arrangement --Collecting Bank’s Commission/charges PLUS Rs.100/- Per  Instrument.


9.

Issue of Duplicate Pass-Book / Statement

1) Pass - Book
2) Statement
Rs.75/-
Rs.30/- per page Maximum Rs. 1000/-


10.


Closure of A/c

1) S.B. account closed
Within one  year.
2) Current account closed
Within one  year

 

Rs.150/-

Rs.250/-


11.

Minimum Balance maintenance charges:


Minimum Balance to be maintained

Minimum Balance maintenance
1) S.B. Rs.500/- without cheque-book and
Rs.1000/- with cheque-book
2) Current A/c Rs.2,000/-, If no such balance is
maintained

Charges :
Rs.50/- p.m. be charged for S.B. account and
Rs.100/- p.m. be charged for Current A/c .


12.


Folio Charges

(Incidental Charges)
For C.D., C.C. & O.D. accounts


Rs.100/- for 40 entries, Minimum Rs.200/- &
Maximum Rs.1000/-
Will be charged in the month of September and March every year.
 

13.

Stop Payment Charges

Rs. 100/- per instrument

(B)

TERM DEPOSITS

1.

Issue of Duplicate Term Deposit Receipt/ R.D. Pass-Book / D.R.D .Pass Book

Rs.50/- per Receipt OR R.D. / D.R.D. Pass-Book.
(Stamp paper charges will be extra for issue of Duplicate Term Deposit Receipt)