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Loan Schemes > Special Scheme |
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| Loans & Advances Interest Schemes w.e.f. 1st
Sep. 2011 |
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| ( B ) SPECIAL SCHEMES |
| Sr. No. |
Size of Advance |
Rate of Interest |
| 1. |
HOUSING LOANS
Upto Rs. 5.00 Lacs
Above Rs. 5.00 Lacs to Rs. 15.00 Lacs
Above Rs.15.00 Lacs |
12.00 %
12.50 %
13.00 %
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| 2. |
HOUSE REPAIR LOAN |
15.00 % |
| 3. |
ADVANTAGE MEDICAL PRACTITIONERS
CAR FINANCE |
14.00 % |
| 4. |
“ RIDE-ON” FINANCE
FOR TWO WHEELERS
Opened for all to purchase new two wheeler |
14.00 % |
| 5. |
OWN YOUR CAR SCHEME
For purchase of New Brand Car for own use |
14.00 % |
| 6. |
HEAVY VEHICLE LOAN -NEW
HEAVEY VEHICLE LOAN-OLD |
13.00 %
15.00 % |
| 7. |
AUTO RIKSHAW LOAN - NEW
AUTO RIKSHAW LOAN - OLD |
14.50 %
16.00 % |
| 8. |
CNG
KIT LOAN (AUTO & TAXI)
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16.00 % |
| 9. |
EDUCATION LOAN
Upto 5 Lacs
Above Rs. 5 Lacs to Rs. 15 Lacs |
13.00 %
13.50 %
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| 10. |
PERSONAL LOANS
Upto Rs. 5.00 Lacs |
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A) SECURED AGAINST DIRECT DEDUCTION UNDER SECTION 49 OF MSC ACT 1960
For personal Loan where undertaking of Direct deduction from the salary of Borrower under section 49 of MSC Act 1960 from the Company of Organized Sector viz. Government /Semi. Government Undertaking/Public Sector Undertaking. |
15.50 % |
B ) UNSECURED PERSONAL LOANS
i.e. LOAN OTHER THAN TYPE ‘A’ |
16.50 % |
| 11. |
LOAN AGAINST GOLD ORNAMENTS |
14.00 % |
| 12. |
OVERDRAFT
AGAINST GOLD |
13.00 % |
| 13. |
DECCAN SUVARNA SANCHAY LOAN SCHEME
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13.00 % |
| 14. |
LOAN AGAINST GOVT.
SECURITIES (NSC, KVP, LIP etc.) |
14.00 % |
| 15. |
SPECIAL SCHEME FOR CASH CREDIT TO JEWELLERS
Upto 10.00 lacs
Above 10.00 lacs To Below 1 Crore
1 Crore and above |
14.50 %
13.50 %
12.50 %
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| 16. |
OVERDRAFT AGAINST FIXED DEPOSITS
Under this Scheme 95 % of Fixed Deposit Amount will be sanctioned as Overdraft Limit. |
| 17. |
LOAN AGAINST FIXED DEPOSIT OF RS. 1.00 CRORE AND ABOVE
Only at 1 % additional interest. |
| 18. |
IF YOU ARE WANTED EASY ADVANCE FOR YOUR BUSINESS, WE HAVE OVERDRAFT AGAINST MORTGAGE OF PROPERTY SCHEME UPTO THE LIMIT OF RS.25.00 LACS |
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